Discover® More Card
www.UsingCreditCards.com Current Category: 40 000 credit limit cards
Apply Now!   Discover® Card More® Card   Discover® More® Card
Consumer, Business and Student Cards
Choose the card that is right for you!
BEST CREDIT CARDS

BEST CREDIT CARDS

BEST CREDIT CARDS
AUTO & GAS CARDS

AUTO & GAS CARDS

AUTO & GAS CARDS
CASH BACK CREDIT CARDS

CASH BACK CREDIT CARDS

CASH BACK CREDIT CARDS
Compare Best Credit Cards Compare Best Credit Cards
Compare Auto & Gas Cards Compare Auto & Gas Cards
Compare Cash Back Cards Compare Cash Back Cards
Apply Credit Card Online!

Discover® Card

More® Card

0% APR on Balance Transfers for a FULL 12 months.
0% APR on Purchases for a FULL 6 months.
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more.
Apply | Details
Apply Credit Card Online!

American Express

True Earnings® Card from Costco and American Express

Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco.
No Annual Fee with your paid Costco Membership.
Apply | Details
Apply Credit Card Online!

Discover® Card

More® Card - Monogram

0% APR on Balance Transfers and Purchases for a full 6 months.
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more.
Up to 1% unlimited Cashback Bonus on all other purchases automatically.
Apply | Details
Apply Credit Card Online!

American Express

American Express® Preferred Rewards Gold Card

Earn 10,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
Apply | Details
Apply Credit Card Online!

Discover® Card

Biodegradable More® Card

0% APR on Balance Transfers and Purchases for a full 6 months.
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more.
Up to 1% unlimited Cashback Bonus on all other purchases automatically.
Apply | Details
Apply Credit Card Online!

Discover® Card

More® Card - Wildlife Collection

0% APR on Balance Transfers and Purchases for a full 6 months.
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more.
Up to 1% unlimited Cashback Bonus on all other purchases automatically.
Apply | Details
Apply Credit Card Online!

Discover® Card

More® Card - American Flag

0% APR on Balance Transfers and Purchases for a full 6 months.
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more.
Up to 1% unlimited Cashback Bonus on all other purchases automatically.
Apply | Details
Apply Credit Card Online!

Discover® Card

More® Card - Clear

0% APR on Balance Transfers and Purchases for a full 6 months.
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more.
Up to 1% unlimited Cashback Bonus on all other purchases automatically.
Apply | Details
Apply Credit Card Online!

Discover® Card

Discover® Motiva Card

3.99% Intro APR.
No Annual Fee.
5% to 20% Cashback Bonus.
Apply | Details
POINT REWARD CARDS

POINT REWARD CARDS

POINT REWARD CARDS
TRAVEL & MILE CARDS

TRAVEL & MILE CARDS

TRAVEL & MILE CARDS
CARDS FOR BUSINESS

FAIR CREDIT CARDS

CARDS FOR BUSINESS
Compare Rewards Credit Cards Compare Rewards Cards
Compare Mile Credit Cards Compare Mile Cards
Compare Credit Cards for Business Compare Cards for Business
Apply Credit Card Online!

Barclays Bank Delaware

Visa® Black Card

0% APR for 6 months on Balance Transfers.
Limited Membership.
24-Hour Concierge Service.
Apply | Details
Apply Credit Card Online!

Discover® Card

Miles by Discover® Card

0% Intro APR on Purchases and Balance Transfers for 6 months.
No Annual Fee.
12,000 Bonus Miles - 1,000 Miles each month you make a purchase for the first 12 months.
Apply | Details
Apply Credit Card Online!

HSBC Bank Nevada

Orchard Bank® Classic MasterCards

Acceptance at millions of locations worldwide, including website purchases and reservations.
Your account information is updated and at your fingertips 24/7 so you can manage it your way.
Email and text messages to remind you of your upcoming payment due date with online enrollment.
Apply | Details
Apply Credit Card Online!

American Express

Platinum Card® from American Express

Earn 25,000 Membership Rewards® Bonus Points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket!
24-hour access to Concierge Service for the finest experiences in dining, entertainment, and luxury.
Fine Hotels & Resorts Program - exclusive amenities at boutique, resort, and luxury hotels around the world.
Apply | Details
Apply Credit Card Online!

American Express

Delta Reserve Credit Card

Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket!
Earn up to 10,000 Medallion® Qualification Miles (MQMs) after your first purchase.
Built-in Miles BoostSM - earn up to 30,000 MQMs and 30,000 bonus miles.
Apply | Details
Apply Credit Card Online!

HSBC Bank Nevada

American DreamCard™ MasterCard® Sweepstakes

Earn entries from everyday shopping!9
More entries mean more chances to win!
Large Monthly Cash Jackpots!
Apply | Details
Apply Credit Card Online!

American Express

Starwood Preferred Guest® Credit Card from American Express

Earn up to 25,000 Starpoints® - enough for up to 6 free nights at a category 1 or 2 hotel.
Use Starpoints® for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates.
No annual fee for the first year and $45 thereafter.
Apply | Details
Apply Credit Card Online!

American Express

Platinum Delta SkyMiles® Credit Card from American Express

Earn 20,000 bonus SkyMiles® (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember.
Earn one companion Coach Class ticket each year upon renewal.
Earn at least 1 mile for every eligible dollar spent.
Apply | Details
Apply Credit Card Online!

Public Savings Bank

Secured Black Card

0% APR on purchases for 6 months.
No annual or monthly fees.
We report to all 3 credit bureaus.
Apply | Details
BAD CREDIT CARDS

BAD CREDIT CARDS

BAD CREDIT CARDS
CARDS FOR STUDENTS

CARDS FOR STUDENTS

CARDS FOR STUDENTS
U.K. CREDIT CARDS

U.K. CREDIT CARDS

U.K. CREDIT CARDS
Compare Bad Credit Cards Compare Bad Credit Cards
Compare Credit Cards for Students Compare Cards for Students
Compare U.K. Credit Cards Compare U.K. Credit Cards
Apply Credit Card Online!

New Millennium Bank

Secured Platinum MasterCard®/Visa®

Reports to ALL 3 Bureaus.
No Credit Check.
Be Approved Regardless of Credit History.
Apply | Details
Apply Credit Card Online!

Discover® Card

Discover® Student Card - Clear

0% Interest on Purchases for 6 months.
No Annual Fee.
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and many more.
Apply | Details
Apply Credit Card Online!

American Express U.K.

Platinum Cashback Credit Card

Typical 19.9% APR variable.
No Annual Fee.
5% Cashback for the first 3 months up to £100.
Apply | Details
Apply Credit Card Online!

New Millennium Bank

Secured Gold MasterCard®/Visa®

Approved regardless of credit history.
Credit limits up to $10,000.11
Reports to all 3 bureaus.
Apply | Details
Apply Credit Card Online!

Discover® Card

Discover® Student Card

0% Interest on Purchases for 6 months.
No Annual Fee.
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and many more.
Apply | Details
Apply Credit Card Online!

American Express U.K.

Red Card

Typical 18.9% APR variable.
No Annual Fee for life.
1% of your total spend goes to the Global Fund, to help fight AIDS in Africa.
Apply | Details
Apply Credit Card Online!

New Millennium Bank

Secured Black Diamond MasterCard®/Visa®

Approved regardless of credit history.
Credit limits up to $10,000.12
Reports to all 3 bureaus.
Apply | Details
Apply Credit Card Online!

Discover® Card

Discover® Student Tropical Beach Card

0% Interest on Purchases for 6 months.
No Annual Fee.
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and many more.
Apply | Details
Apply Credit Card Online!

American Express U.K.

British Airways Premium Plus Card

6,000 bonus BA Miles.
Earn 1.5 BA Miles for virtually £1 you spend.
Double BA Miles on British Airways flight and BA Holidays.
Apply | Details
Back to top
Site FAQ
Frequently Asked Questions
Do I have a right to know whats in my report?
Yes, if you ask for it. The CRA must tell you everything in your report, including medical information, and in most cases, the sources of the information. The CRA also must give you a list of everyone who has requested your report within the past year?—two years for employment related requests.

May I obtain a U.S. issued credit card if I have an excellent credit history in another country?
Yes, you might be able to use your past excellent credit history to obtain a U.S. issued credit card. However, it will take some time and effort on your part. Many people come to the U.S. with a positive credit history. Normally, this credit history is not transferred to the U.S. As a result, when you apply for a credit card the creditor will not see your excellent credit history. They will then deny you credit based on the fact you supposedly have no credit history established. Getting a social security number is the first step you should take. You must have a social security number to get a U.S. issued credit card. Next, contact Experian, Equifax and TransUnion (the three major credit reporting bureaus) to see if they will transfer your excellent credit history from your home country. This usually does not happen, but in some cases it can. For example, TransUnion does transfer Canadian credit histories to the U.S. If you can get your credit history transferred, this will make it much easier for you to get a U.S. issued card. If you find that you cannot get your credit history transferred, you will have to start from scratch and build a new credit history in the U.S. You can look into applying for secured credit cards, bank-issued credit cards and other credit cards that can get you started. These cards may charge fees or high-interest rates, so be sure you understand all the terms before applying. Whenever possible, try to apply by phone. This way you can explain your situation in person and possibly get approved or denied on the phone. If denied, you can apply in writing and state in your letter application that you have an excellent credit history in another country. If possible, include a copy of your credit report with the application. The creditor may then be able to approve you after some investigation. If there has been no response in 30 days, contact the creditor to check on your application.

How important is the Balance Computation Method for Finance Charges?
If your plan has no free period, or if you expect to pay for purchases over time, it is important to know how the card issuer will calculate your finance charge. This charge will vary depending upon the method the card issuer uses to figure your balance. The method used can make a difference, sometimes a big difference, in how much finance charge you will pay -- even when the APR is identical to that charged by another card issuer and the pattern of purchases and payments is the same.

Be wary of credit card application
A credit card works differently. With a credit card, someone has given you a fixed line of credit. Say, $1000. Anytime you use your credit card, the amount is deducted from your credit line. Then each month you will get a bill. You can either pay all that you owe or only pay a required minimum of the balance due. What you don?’t pay will stay on your account and collect interest each month until it is paid off. This might sound like a great thing: buy now, pay later. However, the interest can quickly multiply and cost you much more than you ever spent to start with.

Secured vs. Unsecured Cards
As a new college student you might be too busy finding your way around campus to worry about credit card management. But the sooner you learn the ins and outs of credit cards, the better. By the time you find your way to the campus post office and check your mail box, there will be plenty of approved credit card offers waiting just for you.

What is APR?
Annual Percentage Rate. The "annual percentage rate," or APR, is disclosed to you when you apply for a card, again when you open the account, and it is also noted on each bill you receive. It is a measure of the cost of credit, expressed as a yearly rate. The card issuer also must disclose the "periodic rate" -- that is, the rate the card issuer applies to your outstanding account balance to figure the finance charge for each billing period

Move the Due Date
Ever been short on cash right when your credit card bill is due? Still waiting for your payroll check? No problem. Call you credit card issuer and negotiate a new due date. Most likely, your request will be honored. A new due date will allow you to better manage your cash flows, so that you have enough cash (in bank, or on hand) to pay your bills.

Correcting Billing Errors
Federal law provides specific rules that the card issuer must follow for promptly correcting billing errors. The card issuer will give you a statement describing these rules when you open the credit card account and, after that, at least once a year. In fact, many card issuers print a summary of your rights on each bill they send you.

Do I have a right to know whats in my report?
Yes, if you ask for it. The CRA must tell you everything in your report, including medical information, and in most cases, the sources of the information. The CRA also must give you a list of everyone who has requested your report within the past year?—two years for employment related requests.

When should credit card payments be credited?
A card issuer must credit your account on the day the issuer receives your payment, unless the payment is not made according to the creditors requirements or the delay in crediting to your account does not result in a charge. To avoid delays that could result in finance charges, follow the card issuers instructions about where to send payments. Payments sent to other locations could delay getting credit for your payment for up to five days. If you lose your payment envelope, look on the billing statement for the address for payments or call the card issuer.

Categories:
 
$1500 line of credit credit card

$35 000 credit

0 2 years credit card

0 apr and balance transfer

0 no interest 12 month credit card for bad credit

0% apr and balance transfer personal cards

0% apr balance transfer 16 months

0% apr for 15 months no balance trnasfer fees

0% apr for 15 months on balance transfers no transfer fees

0% apr with no balance transfer fees credit card

0% balance transfer repaid credit card

0% credit card balance 0 fees

0% credit cards on purchases and balance transfers with no transfer fee

0% financing for one year credit card

0% trransfer balances

0% visa no fee no balance transfer fee

0?lance tranfer no transfer fee

1.9% lifetime apr on credit card offer

100 % free credit history

10000 credit

1st bank card

1st time business credit

2000.00 credit limit with bad credit

3.99 percent credit card

4.9% credit

6 interest credit card

9.9% fixed apr credit card

aadvantage credit card special offer

action credit cards

advantages of credit unions

aea federal credit union student crdit card

african american childrens book illustrators

age limits for credit cards

allintitle:numbers cards credits

american company directory insurance

american dating

american express credit card offer

amex clearcard

application for a credit car

application for capital one credit card

applications for visa credit cards

applicaton form for credit card citibank philippines

apply credit cards all at one time

apply crited card in orlando

apply for a credit card http

apply for a credit card low fico score

apply for a credit card with a co applicant

apply for credit card to build up my credit

apply for credit card with bad credit and a limit of 1000

apply for hotel credit cards

apply for jcpennys card

apply for searscard

apply for student credit cards online

apply mastercard with no annual fee

applyonlinenow mc a0000027mm

approved credit card application

apr on american express credit card

are unsecured credit cards worthwhile for those with poor credit histories

at&tcredit card.com

auto.search.msn.com response.asp mt www.credit cards.com

automobile manufacturers credit union

bad car credit loan mississippi money

bad credit 7 years rule

bad credit card in seconds

bad credit credit union cards

bad credit home loan mortgage no money down

bad credit instant approval credit cardss

bad credit loan canada

bad credit no fee rewards card

balance transfer faqs

balance transfer hsbc american express nyc card

balance transfers @ 0% apr

bank credit cards best rebates

bank of america delaware

banklofamerica.com easy

banks that do balance transfers

best cash back gas cards double points

best cashback credit card

best credit card for no history student

best credit card introductory offers

best credit card offers instant approval

best credit card transfers choose own credit card limit

best deals on credit cards to improve credit rating

best frequent flyer international credit card

bigaten credit cards

bill pay zales credit card

bmo canada credit cards

business 0% transfer credit cards

business credit cards for new business with no credit

buy computers onlin w credit

cache:1p32qfs9hiyj:www.fivecentnickel.com 2007 01 02 zero percent balance transfer credit cards 0% apr on balance transfers and no balance transfer fees

calculator card credit loan moneysupermarket mortgage

can i get a credit card overnighted

can i get a rewards credit card if i have no credit history

can you get credit card to lower interest and payment

canada bankers acceptance rate

canaidan tire credit card

capital one bank rewards programs

capital one dining program

Copyright ® 2005 - 2010 www.UsingCreditCards.com, Inc.
Credit Card Information Network.
All rights reserved.
Privacy Policy