Horizon Card Services<br/>
Horizon Gold Credit Card<br/>
www.UsingCreditCards.com Current Category: $0 annual fee credit cards for bad credit
Apply Now!   WebBank Fingerhut Credit Account   WebBank Fingerhut Credit Account
Consumer, Business and Student Cards
Choose the card that is right for you!
BEST CREDIT CARDS

BEST CREDIT CARDS

BEST CREDIT CARDS
AUTO & GAS CARDS

AUTO & GAS CARDS

AUTO & GAS CARDS
CASH BACK CREDIT CARDS

CASH BACK CREDIT CARDS

CASH BACK CREDIT CARDS
Compare Best Credit Cards Compare Best Credit Cards
Compare Auto & Gas Cards Compare Auto & Gas Cards
Compare Cash Back Cards Compare Cash Back Cards
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

0% Intro APR.
No Annual Fee.
Great Rewards Programs.
Apply Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

0% Intro APR on Purchases & Balance Transfers.
No Annual Fee.
Earn Cash Back or Points at Gas Stations!
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

Up to 5% Cash Back.
0% Intro APR.
No Annual Fee.
Apply Apply
Apply Credit Card Online!

Simmons Bank

Visa® Platinum

Excellent Credit Required - Applicants that do not have excellent credit will not be approved.
Low 7.50% variable standard purchase APR and platinum benefits.
No Annual Fee.
Apply
Apply Credit Card Online!

USAA Federal Savings Bank

Cashback Rewards Plus American Express® Card

USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
Earn 5% cash back on up to $3,000 in gas and military base purchases annually on these categories combined.
Earn 2% cash back on up to $3,000 in supermarket purchases per year.
Apply
Apply Credit Card Online!

USAA Federal Savings Bank

USAA Military Affiliate Cards

USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
Earn 2X points for every dollar on gas and grocery purchases all the time.
Earn one point for every dollar spent on your everyday purchases.
Apply
Apply Credit Card Online!

USAA Federal Savings Bank

USAA Rate Advantage Platinum Visa®

USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
Enjoy our lowest rate card.
Pay no annual, penalty APR or foreign transaction fees.
Apply
Apply Credit Card Online!

USAA Federal Savings Bank

Cash Rewards American Express®

USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
Earn up to 2.25% cash back on gas and grocery purchases.
Earn up to 1.25% cash back on your everyday purchases.
Apply
Apply Credit Card Online!

USAA Federal Savings Bank

Cash Rewards® Visa Signature® Card

USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
Earn up to 1.25% cash back on your everyday purchases.
There´s no limit on the amount you can earn.
Apply
POINT REWARD CARDS

POINT REWARD CARDS

POINT REWARD CARDS
TRAVEL & MILE CARDS

TRAVEL & MILE CARDS

TRAVEL & MILE CARDS
CARDS FOR BUSINESS

FAIR CREDIT CARDS

CARDS FOR BUSINESS
Compare Rewards Credit Cards Compare Rewards Cards
Compare Mile Credit Cards Compare Mile Cards
Compare Credit Cards for Business Compare Cards for Business
Apply Credit Card Online!

Simmons Bank

Visa® Platinum Rewards

Excellent Credit Required - Applicants that do not have excellent credit will not be approved.
Low 9.50% variable standard purchase APR and platinum benefits.
No Annual Fee.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

Fly any airline, stay at any hotel, anytime.
Earn miles on every purchase, every day.
0% Intro APR.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

Fair Credit History? Apply for a Credit Card Today.
Earn Great Rewards for Fair Credit!
Monthly Reporting to major Consumer Reporting Agencies.
Apply
Apply Credit Card Online!

USAA Federal Savings Bank

USAA Rewards™ American Express® Card

USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
Earn 2X points per dollar spent on gas and groceries with no caps.
Earn one point for every dollar spent on your everyday purchases.
Apply
Apply Credit Card Online!

USAA Federal Savings Bank

USAA Rewards™ Visa Signature®

USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
Earn one point for every dollar spent on your everyday purchases.
Get 2,500 bonus points with your first purchase.
Apply
Apply Credit Card Online!

Horizon Card Services

Horizon Gold Credit Card

Must have Active Debit Card or Credit Card to qualify.
$500 Credit Limit.
No Credit Check.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

0% Intro APR.
No Annual Fee.
Great Rewards Programs.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

Fly any airline, stay at any hotel, anytime.
Earn miles on every purchase, every day.
0% Intro APR.
Apply
Apply Credit Card Online!

WebBank

Fingerhut Credit Account

No Annual Fee*.
No Over Limit Fee*.
Instant Response (Delays may occur depending on application data provided).
Apply
BAD CREDIT CARDS

BAD CREDIT CARDS

BAD CREDIT CARDS
CARDS FOR STUDENTS

CARDS FOR STUDENTS

CARDS FOR STUDENTS
Compare Bad Credit Cards Compare Bad Credit Cards
Compare Credit Cards for Students Compare Cards for Students
Compare U.K. Credit Cards Compare U.K. Credit Cards
Apply Credit Card Online!

USAA Federal Savings Bank

USAA Secured Cards® American Express® Card

USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
Best for members rebuilding or establishing credit.
It´s a real credit card - not a debit or prepaid card.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

0% Intro APR.
No Annual Fee.
Great Rewards Programs.
Apply
Apply Credit Card Online!

American Express U.K.

The Platinum Cashback Credit Card

Earn 5% cashback up to £125 in your first three months (on the first £2,500 of purchases).21
After your first three months, get a rich 1.25% cashback on virtually every full pound you spend on your Card.21
Double cashback (2.5%) every year, for one month, so long as you spend over £10,000 in the previous twelve months of your Cardmembership.21
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

100% Guaranteed Approval.
$0 Activation Fee.
Build Credit History.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

0% Intro APR.
No Annual Fee.
Great Rewards Programs.
Apply
Apply Credit Card Online!

American Express U.K.

British Airways American Express® Credit Card

9,000 bonus Avios when you spend £1,000 in your first three months of Cardmembership.21
Earn 1 Avios for every full £1 you spend.21
Spend £20,000 or more each year to earn a complimentary companion voucher.21
Apply
Apply Credit Card Online!

USAA Federal Savings Bank

USAA Secured Card® Platinum Visa®

USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
Best for members rebuilding or establishing credit.
It´s a real credit card - not a debit or prepaid card.
Apply
Apply Credit Card Online!

Best Credit Cards from

Best Credit Cards from Credit-Land.com

0% Intro APR.
No Annual Fee.
Great Rewards Programs.
Apply
Apply Credit Card Online!

American Express U.K.

British Airways American Express® Premium Plus Card

25,000 bonus Avios when you spend £3,000 in your first three months of Cardmembership.21
1.5 Avios for every full £1 you spend.21
3 Avios points for every full ?1 you spend with British Airways or BA Holidays.21
Apply
Back to top
Site FAQ
Frequently Asked Questions
What is Consumers Liability for Unauthorized charges?
"If you have a problem with merchandise or services that you charged to a credit card, and you have made a good faith effort to work out the problem with the seller, you have the right to withhold from the card issuer payment for the merchandise or services. You can withhold payment up to the amount of credit outstanding for the purchase, plus any finance or related charges. If the card you used is a bank card, a travel and entertainment card, or another card not issued by the seller of the defective merchandise, you can withhold payment only if the purchase exceeded $50 and occurred in your home state or within 100 miles of your billing address. If these conditions do not apply to you, you may want to consider filing an action in small claims court -- an informal legal proceeding that can be used to settle disputes. While the maximum amounts that can be claimed or awarded differ from state to state, most small claims courts hear cases involving amounts ranging from $25 to $2,000. Some states have recently raised their limits to $5,000. Check Check your local telephone book under your municipal, county, or state government headings for small claims court listings. " * Shop around for credit card terms that are best for you. * Make sure you understand the terms of a credit card plan before you accept the card. Review the disclosures of terms and fees that must appear on credit-card offers you receive in the mail. * Pay bills promptly to keep finance charges as low as possible. * Keep copies of sales slips and promptly compare charges when your bills arrive. * Protect your credit cards and account numbers to prevent unauthorized use. Draw a line through blank spaces above the total when you sign receipts. Rip up or retain carbons. * Keep a list of your credit card numbers and the telephone numbers of each card issuer in a safe place in case your cards are lost or stolen.

Correcting Billing Errors
Federal law provides specific rules that the card issuer must follow for promptly correcting billing errors. The card issuer will give you a statement describing these rules when you open the credit card account and, after that, at least once a year. In fact, many card issuers print a summary of your rights on each bill they send you.

Don't be Late, Pay the Minimum
Late fees, these days, may take a toll on your financial health. It would be especially unfortunate to pay a late fee if your total credit card bill is less than the amount of late fee. To avoid this situation, consider paying a minimum due on your bill if you do not have enough cash on hand to pay off the whole bill on time.

Pay by Phone
If you are in doubt whether your payment will arrive on time, you may call your credit card issuer and make a payment by phone. It may cost you anywhere from $5 to $30, but you will avoid paying a much more costly late fee. To make a payment by phone, all you need to provide is your bank?’s account and routing numbers, printed on the bottom of your check and a check number you wish to use. Remember, however, that you will not be able to use a check, whose number you had used for credit card payment.

Valuable Rewards
Discover Student Card offers cash back bonuses that give you a certain percentage of all you charge back to you. Both these offers, like many others out there, benefit you much more than the credit card that gives you a free hat or keychain just for filling out an application. (Well, you cannot really compare apples and oranges. Keychains and free hats are given out by every card issuers advertising right outside of schools. These are not Rewards; these are free incentives just for filling an application. That same Chase Student card will also give out useless rewards, but it also gives Valuable Rewards like OnePass Miles).

Don?’t be Late, Pay the Minimum
Late fees, these days, may take a toll on your financial health. It would be especially unfortunate to pay a late fee if your total credit card bill is less than the amount of late fee. To avoid this situation, consider paying a minimum due on your bill if you do not have enough cash on hand to pay off the whole bill on time.

Shopping Around for the Right Card
When shopping for a credit card, you probably will want to look at other factors besides costs- such as whether the credit limit is high enough to meet your needs, how widely the card is accepted, and what services and features are available under the plan. You may be interested, for example, in "affinity cards" -- all-purpose credit cards that are sponsored by professional organizations, college alumni associations, and some members of the travel industry. Frequently, an affinity card issuer donates a portion of the annual fees or transaction charges to the sponsoring organization, or allows you to qualify for free travel or other bonuses.

I would like to re-build my credit. I filed for bankruptcy three years ago. How do I find a lender that will give me reasonable annual fee and interest rate?
Its true: after filing for bankruptcy, credit can be difficult to obtain. And what makes things worse is that your credit score will drop even lower each time a company disapproves your application. That means its doubly important that you apply for a card that youre likely to get rather than risk a turn-down. Youre definitely "at risk" at this time?…a target for unscrupulous lenders with big promises and shady deals. Many lenders will try to entice you with "super-low interest rates for those who filed for bankruptcy." It all sounds good until they come up with some questionable reason why you dont qualify and then try to convince you to sign up for a card with high rates and fees. Beware! Other companies may offer low teaser rates, but then hike the interest after a short period of time. And if you miss a payment -- look out! Some impose outrageous fees for late payments, sticking you with a $25 fine when youre late on a $5 payment. Heres a secret credit card companies dont want you to know: Late fees represent as much as one-third of the income of some credit-card issuers.

I?’'m trying to find a credit card where I can co-sign for a friend. She has a permanent job, but no credit history.
Any credit card that allows for a cosigner is a card your friend can consider applying for. When an application asks for a cosigner, it does not limit whether or not that cosigner is a friend. Both you and your friend need to remember that if you do cosign an account for her, both of you will then be responsible for keeping the account current. This means that if she stops paying, you will be expected to pay. However, if the account goes into default or accrues penalties for any reason, it will be recorded on both of your credit histories. Cosigning for your friend should be taken seriously and carefully thought through. You must be sure that you can afford to pay on the account if your friend does not. Since you will not have any control over how much she spends, you need to be prepared for the largest sum possible. In addition, any late fees or other penalties your friend accrues on the account will have to be paid by you once the creditor asks you to pay on the account. The cosigner rarely gets any kind of monthly statements, so you may not know there is a negative situation with the account until a creditor contacts you. You can sometimes get the lender to agree, in writing, to notify you if your friend begins to miss payments. This can notify you early if there is a problem. In each state, cosigners do have rights, so find out what your rights are as a cosigner before signing on the dotted line. You may be able to negotiate the terms of your liability on an account with the lender before cosigning. Explore this option ahead of time. Lastly, keep copies of all paperwork you sign in case these papers are needed in the future.

How will you know if someone has stolen your identity?
should you throw them all away immediately? Not necessarily. Should you gleefully accept all those great offers and the individual perks and free gifts that come along with the cards? No. Instead, you should carefully consider each card and what it offers you long term. This way the card (or cards) you do sign on with will work for you, rather than become a burden to you financially.

Categories:
 
$ 500 credit card limit

$1 500 credit card

$99 companion ticket us airways dividend miles minimum purchase

0 apr for first 12 month credit cards

0 apr on balance transfer fee for life

0 interest for a year credit card

0% 6 months plus crdit cards

0% apr 18 month credit card

0% apr free credit card fair credit

0% credit cards instant approval

0% interest credit card on balance transfer

0% interest on balance transfers identity theft protection

0% interest rate balance transfers

0% no fee on balance transfer

1st premier credit card company

2% cashback credit card

250 limit credit card

500 gift cards

60 second premier card

aaa credit card no interest until june 2008

aaa prepaid credit cards

aarp chase card

abn amro india credit card

activities to learn about credit card

aerlingus rewards master card

air canada aeroplan platinum plus master card

all credit ards with zero persent

all types of credit cards!

all visa and mastercards

amalgamated bank of chicago amalgamiles program telephone number

amalgamiles round trip

american bank of america mini card

american express blue sky comments

american express credit card spirit airlines miles

american express shopping earnings

american express unlimited credit limit card

american flood insureance

amex in nyc card instant approval

amex walmart offer

annual fee free card

any major bank credit cards for poor credit

anybody approved credit cards

aplly for impact cridit card

application form for officemax credit card

apply credit card for free online

apply for credit card for no credit

apply for cross country credit card

apply for mastercard and receive a dell

apply premier gold

apply usaa platinum mastercard

applyforbestcredit.com

applying for credit card online high score

applying for national insurance number uk

approval requirements for ge money bank

apr at national city banks

assoc citi contact us washington mutual

att rewards creditr cards

bad california car credit in loan

bad consolodation credit debt

bad creat creat card

bad credit car loans connecticut

bad credit cards just have checking account

bad credit home improvement loan people

balance transfer credit card smart move

balance transfers for people with mediocre credit

balance transfers for the life of the balance australia

bank credit examples

bank interest saving rates

bank of america credit cart

banker company insurance liberty life

bankers fidelity health insurance

belks shopping credit card

benefit of pre paid credit cards

best card application

best credit card bank shanghai

best credit card for tranfwer balance

best credit cards bonus miles

best credit cards consumer review

best fixed rate life of balance transfer offers

best gold cards to build credit

best mastercard issuers

best o intro credit card

best reward visa credit cards

best visacard

bestcard

better to pay balance transfer fee or get lower interest rate

boa visa signature minimum fico

building credit for an 18 year old

bult credit card

buy a virgin mobile prepaid card

can opening a new credit card lower my credit score

can u help me find a pre paid credit card.

can you buy a new car with an american express card

canadaian credit card deals air miles credit cards

canadian credit cards airlines

capital one 2.99% fixed

capital one no hassle miles cards

capital one platinum no hassle card coverages

capital one platinum plus mastercard

Copyright ® 2005 - 2016 www.UsingCreditCards.com, Inc.
Credit Card Information Network.
All rights reserved.
Privacy Policy